100% Purchase + 100% Rehab Financing
Plus EMD assistance up to $1,000,000. FAT connects flippers to lending partners built for the flip — so your capital stays free for the next deal instead of sitting in one house.
100%
Purchase financing
Close on the property without draining the cash you need for the next one.
100%
Rehab financing
Your full renovation budget, funded and released in draws as work completes.
$1M
EMD assistance
Up to $1,000,000 toward your earnest money deposit so the deal doesn't die at the offer.
FAT is not a lender. Financing availability, structure and terms vary by lender, deal and borrower qualifications.
Funded, Rehabbed, Sold.
This is the flip the financing is built for: purchase covered, rehab covered, your cash left working somewhere else.
From Offer To Funded
01
Tell us about the deal
Address, purchase price, rehab budget and your timeline. It takes about a minute.
02
We size the capital stack
Purchase, rehab and earnest money — mapped against the deal and your experience.
03
Get matched to vetted lenders
Hard money, private money and bridge lenders who write the flip, not a 30-year mortgage.
04
Close, then draw on the rehab
Purchase and rehab funded, with draws released as the work gets done.
Flippers Who Want To Do More Deals
- First-time flippers who can't fund a purchase and a rehab at the same time
- Experienced flippers who want to run three deals instead of one
- Investors doing a BRRRR or value-add who want the rehab funded too
- Builders and ground-up projects, where the lender has construction experience
- Wholesalers assigning a contract who need a funded end buyer
Have These Ready, Close Faster
- A property you can actually buy — under contract, or about to be
- A realistic scope of work and rehab budget
- ARV supported by recent comparable sales
- Your exit plan: sell, refinance, or hold
- Credit and a track record — first-timers are worked with case by case
- Photos and contractor bids ready when they ask
Get Your Financing Review
Tell us the deal. We'll come back with what's fundable, what it costs and how fast it can close.
Fast answers
A real person reviews the deal and comes back with the structure.
Purchase, rehab, EMD
One request covers the whole capital stack on the flip.
Matched, not sold
We match your profile to lenders who actually write it.
FAT is not a lender. Financing availability, structure and terms vary by lender, deal and borrower qualifications.
Financing Questions
It Doesn't Get Any Better Than This
Purchase, rehab and earnest money on the same deal. Bring us the house — we'll bring the capital.
FAT is not a lender. Financing availability, structure and terms vary by lender, deal and borrower qualifications.